There is a wide variety of financing options in the market today, available in both conventional and shariah-compliant options. A little-known fact is that there are a few products available exclusively to civil servants, offering them the funds they may need to accomplish life goals such as starting a new business or for essential needs like home renovation works.
With that in mind, Yayasan Ihsan Rakyat (YIR) and Yayasan Dewan Perniagaan Melayu Perlis Berhad (YYP) are two shariah-compliant personal financing options that civil servants can consider. Personal Financing-i by YIR and YYP offer useful features in line with today’s digital and fast-paced world, including:
- Fast disbursement in as quick as 24 hours,
- Easy application process,
- High financing amount of up to RM250,000,
- Financing tenure up to 10 years,
- Exclusively for civil servants, and
- The product is based on the shariah concept.
For more information on Personal Financing-i, click here to read this more in-depth article.
In encouraging remote and digital applications, ePanta$ has entered the financial scene since October 2021. Simply download the app on any smartphone for Personal Financing-i offered by YIR and YYP is just one click away.
The personalised financing application channel has a straightforward and user-friendly interface that guides users step-by-step through a simplified process.
How ePanta$ Works
To summarise, here is what you can expect from applying for Personal Financing-i by YIR and YYP through the ePanta$ app:
- Fill in your application details at your own convenience,
- Verify your application with supporting documents,
- Keep track of your application by checking your progress, and
- Fast disbursement in as quick as 24 hours.
Apply From Anywhere, Anytime
As an end-to-end digital platform, applicants can choose to apply for any financing anytime. We may not have the time to visit physical branches, but in this day and age, we always have our phones with us. With ePanta$, the application process is hassle-free and even simpler than before.
Secure And Protected
Unlike other apps that only use passwords and OTP, the ePanta$ app also uses the eKYC process and digital signature features. Hence, this helps to mitigate the risk of security breaches and unauthorised access.
Stand A Chance To Win Prizes
Successful applicants may have a chance of getting more than just the financing they applied for. Those who have successfully been approved for Personal Financing-i by YIR and YYP stand a chance to take home exciting prizes like Yamaha motorcycle, Apple iPads, Apple Watch and even Apple AirPods. The Giveaway ePanta$ YYP & YIR Campaigns are exclusively for civil servants who have successfully applied through the ePanta$ app.